Know What Your Claim Is Actually Worth
A step-by-step documentation kit built by a licensed public adjuster — for homeowners handling their own water, fire, or vandalism claim.
This is what happens to most first-time claims — and how to change the outcome.
Should You Even Do This Yourself?
Public adjusters exist because insurance companies write their own estimates — and those estimates favor the company that wrote them. Hiring a licensed PA typically nets a higher settlement, especially on large, disputed, or complicated claims.
But not every claim needs one. If your loss is small, the cause is clear, and your carrier isn't fighting you, you can likely handle it yourself — you just need to know what a professional would actually check for.
That's what this kit is. Built by a licensed public adjuster, for the claims that don't require hiring one.
What's In the Kit
Claim Timeline Tracker — every date and deadline that can quietly cost you money if missed
Room-by-Room Photo & Inventory Log — document damage the way an adjuster would, before you touch anything
Damage Estimate Worksheet — build your own number and compare it against the carrier's
Correspondence Templates — notice of loss, proof of loss, and how to dispute a lowball estimate
Red Flags Checklist — the exact signs that mean it's time to call a professional instead
Built For Small Claims
Good Fit:
Water damage
Vandalism
Minor fire or smoke damage
Clear cause of loss
Cooperative carrier
Call a professional instead if:
Your carrier denies part of the claim
Damage is extensive or structural
You're asked to sit for an Examination Under Oath
You feel rushed into signing a settlement
If You Decide You Need a Pro
If you're in Nevada, California, Utah, or Arizona:
Feller Loss Consultants
[email protected]
702-219-3888Outside those states:
find a licensed public adjuster in your state through the National Association of Public Insurance Adjusters.
DIYClaimPro.com — Built by a licensed public adjuster.
This kit is educational and does not constitute legal or insurance advice.